Privacy Policy Notice

1. Information We Collect

We collect non-public personal information about you to provide comprehensive financial planning and investment management services. This information includes:

• ·Information from you: Name, address, Social Security Number, date of birth, assets, income, and financial goals via applications, questionnaires, or advisory agreements.
• ·Information about your transactions: Account balances, trading history, fees, and payment histories with us, our custodians, or clearers.
• ·Website data: IP addresses, cookies, and contact form submissions used to improve user experience.

2. How We Use Your Information

We use your personal data strictly to conduct our advisory business. This includes:

• ·Managing and administering your investment accounts.
• ·Processing financial transactions on your behalf.
• ·Providing financial planning, advice, and updates.
• ·Complying with federal, state, and industry regulatory requirements.

3. Information We Share

We do not sell your personal information to anyone. We only share your information with non-affiliated third parties as permitted or required by law, specifically:

• ·Financial Service Providers: Custodians, broker-dealers, or mutual fund companies necessary to process your transactions and maintain your accounts.
• ·Legal & Regulatory Authorities: The SEC, state securities regulators, or law enforcement to comply with subpoenas, audits, or legal mandates.
• ·Service Providers: Trusted third-party technology or software vendors (e.g., CRM platforms) who are contractually bound to maintain strict confidentiality.

4. How We Protect Your Information

• ·We maintain strict physical, electronic, and procedural safeguards that comply with federal standards to protect your non-public personal information.
• ·We restrict access to your data to employees or representatives who need it to service your account.
• ·We utilize encrypted communication channels, secure servers, and robust firewalls.
• ·We mandate regular cybersecurity training for all personnel.

5. Your Right to Opt-Out

Federal law gives you the right to limit the sharing of your information under certain circumstances (such as marketing). However, because we do not share your information for marketing or with non-essential third parties, there is no need to opt-out. If our sharing practices change, we will notify you and provide a clear method to opt-out before any data is shared.

6. Changes to This Policy

We review our privacy policy annually. We will provide you with a revised policy notice if our practices change significantly, or as required by law.